What Determines the Choice of Transfer Channel for Migrant Remittances? The Case of Moldova

Siegel, Melissa and Lücke, Matthias (2009). What Determines the Choice of Transfer Channel for Migrant Remittances? The Case of Moldova. Maastricht University.

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  • Sub-type Working paper
    Author Siegel, Melissa
    Lücke, Matthias
    Title What Determines the Choice of Transfer Channel for Migrant Remittances? The Case of Moldova
    Publication Date 2009
    Place of Publication Maastricht, NL
    Publisher Maastricht University
    Pages 30
    Abstract We estimate a multinomial logit model to explain the choice of transfer channel (formal services vs. informal operators or personal transfers) by 1139 pairs of migrants and recipients of remittances in Moldova in 2006. Explanatory variables include socioeconomic characteristics of the migrant and other household members, the pattern of migration (destination country, legal status, duration) and financial information (average amount and frequency of payments). Key reasons not to use a formal transfer channel include an emphasis on low transfer cost (rather than speed, convenience, or security), a migrant's irregular legal status in the host country, and short migration spells. Key words: migration, remittances, Moldova, transfer channel, money transfer operator, financial sector development JEL classification: F22, F24, O16
    Copyright Holder n/a
    Copyright Year 2009
    Copyright type All rights reserved
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    Created: Fri, 13 Dec 2013, 12:13:18 JST