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Hagenlocher, Michael, Garschagen, Matthias, Klockemann, Lena, Holzhauer, Manuel and Zwick, Astrid (2017). Disaster risk and readiness for insurance solutions: A novel assessment tool for low to lower middle income countries (InsuRisk Assessment Tool). United Nations University − Institute for Environment and Human Security (UNU-EHS), Social Impact Partners (a joint venture between Munich Re & Hollard Group), Federal Ministry for Economic Cooperation and Development (BMZ) and Deutsche Gesellschaft für I. 6404